Prevail Rewards Checking
Get a free, high interest checking account that works as hard as you do, earning up to 3.00% APY* each monthly qualification cycle.
You'll also enjoy ATM fee refunds** nationwide, so your money is always easy to get to. There's no service fee or minimum balance to earn rewards. In fact, it's so easy to qualify, you're probably already doing it!
- Summary
- Earn 3.00% APY* on balances up to $10,000
- Earn 0.50% APY on amount of balance over $10,000
- Earn 0.05% APY on entire balance if qualifications are not met
- Nationwide ATM fee refunds (up to $20 per month)**
- No monthly service fees
- No minimum balance required to earn rewards
- Unlimited checking
- Free Connect@Home online banking with bill payer
- Free eStatements
- Free telephone banking
- Full branch access nationwide with Shared Branching
- $100 minimum deposit to open (no minimum thereafter)
- Federally insured by NCUA
Qualifications
Earning the rewards rate and ATM fee refunds is easy—just take advantage of these services designed to make managing your money easier anyway! Simply do the following each monthly qualification cycle:
- Have at least 10 check card purchases post and clear (ATM transactions do not count)
- Have at least 1 direct deposit or ACH auto debit post and clear
- Receive free eStatements instead of paper statements (email address required)
If don't qualify in a given cycle, don't worry. Your account is still free and you'll still earn our base rate of interest. And you can get the rewards back the very next cycle you qualify!
*Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 9/1/11. Rate tiers are as follows: 3.00% APY applies to balances of $0 - $10,000 and 0.50% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if any monthly qualifications are not met. All balances will earn 0.50% APY - 3.00% APY if all monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. **ATM fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle.
