Prevail Credit Union

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Home Loans


For members who have their home loans with Prevail Credit Union, please click on the following to go to the link for our service provider, NorthWest Plus Mortgage, Inc., for your home loan. Click here.

Try our Loan Payment Calculator

Real Estate Loan Application


 Real Estate

Prevail Credit Union (PCU) offers a variety of real estate financing options and services. Prevail Credit Union has the resources, rates, terms, and expertise to process your loan requests promptly and accurately.


1st Mortgages

Whether you are purchasing a home or refinancing your existing home, Prevail Credit Union is here to serve you for all your mortgage financing needs. We offer a full-range of mortgages to meet your home ownership needs. Our lending experts will discuss what you want and from your application, help you determine the best options to meet your needs.

Prevail Credit Union financing features include:
  • Fixed Rate Financing
  • Adjustable Rate Mortgages (ARM)
  • Refinancing
  • First Time Home Buyer Program
  • 1.00% Loan Fee
  • Financing for condominiums
  • Long term financing up to 30 years
  • 5,10, 15, & 20 year terms also available
The first place to start when you want to inquire about a mortgage loan, is to contact by phone or email,

Garry Ried (206) 382-1888 ext 1117
Email: gried@prevailcu.com

In the meantime, please gather the following information to reference when Garry responds to your inquiry:
  • Past 2 copies of your monthly paystubs (past 40 days)
  • Past 2 copies of your W-2 forms
  • Past 2 monthly bank and/or credit union statements
  • Proof of homeowners insurance (for Condominiums-Policy information for the Homeowners Association)
  • Creditor statements for any debt consolidation loans
  • Verification of 1st and 2nd Mortgage Balance(s)
  • Tax Statement of Property/Valuation Notice
  • Two years complete Tax Returns for Self Employed and/or Commission Sales
Please inquire about free home financing seminars we hold at varying times throughout the year. The seminars are a great primer for helping your understand the financing process.


Home Equity Loans (2nd Mortgage)

One of your best options to fund home improvement or repair projects. Or use to purchase a new or used vehicle, fund your children's education or take that big vacation you've earned. In many instances the interest is tax deductible; contact your tax advisor for more details.


Home Equity Lines of Credit (HELOC)
A HELOC loan is often a great way to utilize equity in your home and not have to incur the considerable costs of refinancing your entire mortgage. Prevail Credit Union offers a low cost HELOC loan to allow you to accomplish things like consolidating debt, paying for the high costs of a college education, as well as living your dreams. What's more, it is quite possible your HELOC loan is tax deductible. Please consult your tax advisor to inquire if it will apply to your situation.

Since a HELOC loan is a "Line of Credit", you only pay finance charges on the amount you draw from your credit line. It is a terrific resource that you can use or not use, but it's there when you need it.



Click here for information on our other loans.


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