Prevail Credit Union

Current Loan Rates:
Home & Home Equity | Auto | Motorcycle | Boat & RV | VISA | Personal Loans

SELECT AN APPLICATION

Consumer Loan Application
For: Automobile, Boat/RV, Motorcycle, VISA, Personal Line of Credit, or Personal Signature Loan

Real Estate Loan Application
For: 1st Mortgage, Home Equity Loan, or Home Equity Line of Credit

Loan Payment Calculator

Credit Union Direct Lending (CUDL): www.cudirect.com

CAR BUYING SERVICE: The Amazing Autowoman

In today's fast-paced world, too many decisions are made with little or no thought. For example, borrowing money. Many times the only factor considered when applying for a loan is the interest rate. In reality, interest rate doesn't always equate to the lowest cost loan. That's why it's nice to have people you can count on to help you make the financing decision that's best suited to your individual needs - people such as the loan specialists' at Prevail Credit Union.

When you choose to finance with Prevail Credit Union, we'll talk about interest rates (see Rates page on this web site), terms and monthly payments. But we'll also reinforce to you the added value of these important factors:

Convenience: (make your payments through direct deposit or payroll deduction)
Credit Union Direct Lending: (expanded convenience of Prevail Credit Union financing at the dealership with a wide range of hours)
Trust: (you're borrowing from an organization you know and trust)
Save Money: (our rates and terms are usually better)
Local: (if you have questions, we're nearby; other lenders may be out of state)

We look forward to meeting all of your loan needs, such as any of the following:

Credit Union Direct Lending
(Current auto loan rates)

Financing new or used vehicles is where we really excel! In fact, most loans are processed the same day, usually while you wait. And you won't have to be concerned about hidden costs (like you'll find elsewhere) since there aren't any! Plus, vehicle financing can include tax, license, and even *vehicle service contracts offered by Prevail Credit Union (*same service as mechanical breakdown insurance offered by dealerships, but at a much lower cost!). And, don't forget to pre-approve your financing with the Credit Union and improve your negotiating power! If you're planning to make a trade-in, check the current value of your vehicle using the N.A.D.A. Blue Book.

(Current boats/rvs, motorcyles rates)

The Northwest is the outdoors capital of the world. And we finance nearly any type of vehicle you need to maximize your enjoyment. Whether it has two wheels or ten, two oars or 350 horsepower, our low-cost financing will put you right where you want to be - right smack in the middle of nowhere (or everywhere, if that's your preference)!

It's hard to keep pace in today's world without a credit card. Not having one is an inconvenience - and not having the right one means you'll waste a lot of money in high interest rates and miscellaneous fees. It's for these reasons we offer members a choice:

VISA Platinum, a Variable Rate credit card, rates start as low as 9.00% APR*

No Annual Fee
25 Day Grace period

VISA Classic, a Variable Rate credit card, rates start as low as 10.0% APR*

No Annual Fee
25 Day Grace Period

* Rate given is based on your credit qualifications

Verified by Visa is the new "free and easy" way to enjoy added security for all your online Visa card purchases.

Through our secure authentication process, your identity is protected and confirmed, with your personal password, each time you purchase at a participating merchant site.

With Verified by Visa, you can be assured that using your Visa card on the Web is just as safe as using it at a local merchant around the corner!

For more information just click on the Verified by Visa logo.

What is it you want to buy? A new computer? Or, perhaps you need a new set of furniture, or even a new wardrobe? Maybe you need to pay for car repairs, or you just want to set out on vacation. The point is, just about anything you want to buy can be financed at Prevail Credit Union. We offer a variety of loan options to meet everyone's varied needs, including:

Personal / Signature Loans: We lend money based solely on the good signature of our members. There are few limitations on how you may use the money. Our rates and terms are usually much better than department store financing, which saves you money. Signature loans are also a great way to establish a positive credit history for future borrowing.
Share-Secured Loans: Need extra money but don't want to deplete your hard-earned savings? Use your savings or certificate accounts as collateral and pay a reduced loan interest rate. Plus, you will continue to earn dividends on your savings!
Personal Line-of-Credit: Truly a loan that offers convenience. We establish a credit limit for you. Then, whenever you need to borrow, simply transfer funds to your savings or checking account. To access the funds, simply make a withdrawal (from an ATM) or write a check (or use your VISA Check Card).
First-time Borrowers: Special loan program to help young adults (18-25) build credit.

Click here for information on our home loans.