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New & Used Auto Loan Rates

Effective Date: Sep. 6, 2010

New 2009 -2010 Models
Product Fixed APR
(Annual % Rate)		 Variable APR
(Annual % Rate)		 Periodic Rate Amount
Financed		 Maximum Term
New 2009 -2010 Models 4.990-14.740%* — 0.013671-0.040383* 100% Up to 84 months

Prevail Credit Union (PCU) may finance and refinance your auto loan depending on credit quality. PCU may finance up to 120% of the value of your vehicle based on NADA Value Guides, plus taxes, license and warranty. See schedule below for rate information based on vehicle value and/or term of loan:

Criteria To Adjust Loan Adjust Rate
100% Financing Rate is the Standard Rate
110% Financing Add .50% APR to Rate
120% Financing Add 1.00% APR to Rate
84 month financing** Add .50% APR to Rate
**84month financing available on balances over $25,000



     
     
* Rates offered are based on loan applicant's credit qualifications.
All rates are subject to change without notice. Please call the Credit Union for the most current rates.




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