Prevail Credit Union

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Vehicle Loans



Cars, Trucks & Vans
Credit Union Direct Lending
(Current auto loan rates)

Financing new or used vehicles is where we really excel! In fact, most loans are processed the same day, usually while you wait. And you won't have to be concerned about hidden costs (like you'll find elsewhere) since there aren't any! Plus, vehicle financing can include tax, license, and even *vehicle service contracts offered by Prevail Credit Union (*same service as mechanical breakdown insurance offered by dealerships, but at a much lower cost!). And, don't forget to pre-approve your financing with the Credit Union and improve your negotiating power! If you're planning to make a trade-in, check the current value of your vehicle using the N.A.D.A. Blue Book.


Boats, RVs, Motorcycles
(Current boats/rvs, motorcyles rates)

The Northwest is the outdoors capital of the world. And we finance nearly any type of vehicle you need to maximize your enjoyment. Whether it has two wheels or ten, two oars or 350 horsepower, our low-cost financing will put you right where you want to be - right smack in the middle of nowhere (or everywhere, if that's your preference)!




New & Used Auto Loan Rates


Click on a product name to see more detail.

Effective Date: Jul. 3, 2008


Product Fixed APR
(Annual % Rate)
Variable APR
(Annual % Rate)
Periodic Rate Amount
Financed
Maximum Term
New 2007-2008 Models 5.990-14.600%* 0.016411-0.040000* 100% Up to 84 months
New 2007-2008 models 5.740-14.350%* 0.015726-0.039315* 80% Up to 84 months
Used 2003-2006 models 6.500-17.360%* 0.017880-0.047562* 100% Up to 84 months
Used 2003-2006 models 6.250-17.110%* 0.017123-0.046877* 80% Up to 84 months
Used 1998-2002 models 6.990-16.820%* 0.019150-0.046082* 100% Up to 84 months
Used 1998-2002 models 6.740-16.570%* 0.018466-0.045397* 80% Up to 84 months
Classic Cars 7.350-13.990%* 0.020137 100% Up to 60 months
Classic Cars 7.100-13.740%* 0.019452 80% Up to 60 months
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Motorcycle Loan Rates


Click on a product name to see more detail.

Effective Date: Jul. 3, 2008


Product Fixed APR
(Annual % Rate)
Variable APR
(Annual % Rate)
Periodic Rate Amount
Financed
Maximum Term
New Motorcycles 2007 - 2008 7.100-15.100%* 0.019452-0.041370* 80% up to 100% Up to 60 mos.
Used Motorcycles 1998 - 2006 7.850-15.850%* 0.021507-0.043425* 80% up to 100% Up to 60 mos.
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Boat & RV Loan Rates


Click on a product name to see more detail.

Effective Date: Jul. 3, 2008


Product Fixed APR
(Annual % Rate)
Variable APR
(Annual % Rate)
Periodic Rate Amount
Financed
Maximum Term
New & Used Boat, RVs & Watercraft 6.950-12.950%* 0.019041 100% Up to 84 mos.
New & Used Boat, RVs & Watercraft 6.550-12.550%* 0.017945 80% Up to 84 mos.
New & Used Boat, RVs & Watercraft 7.450-13.450%* 0.012041 100% 85-120 mos.
New & Used Boat, RVs & Watercraft 7.040-13.050%* 0.019315 80% 85-120 mos.
New & Used Boat, RVs & Watercraft 7.950-13.950%* 0.021781 100% 121-144 mos.
New & Used Boat, RVs & Watercraft 7.550-13.550%* 0.020685 80% 121-144 mos.
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* Rates offered are based on loan applicant's credit qualifications.
All rates are subject to change without notice. Please call the Credit Union for the most current rates.




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