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Prevail Credit Union
Privacy Notice & Disclosure
Prevail Credit Union, your member-owned financial institution,
is committed to providing you with competitive products and services
to meet your financial needs and help you reach your goals. We
are equally committed to protecting the privacy of our members.
Under federal law, we are required to give you this privacy notice.
It describes our Credit Union's privacy policy and practices concerning
the personal information we collect and disclose about our members.
It also includes information about the parties who receive personal
and sometimes non-public information from us as we conduct the
business of the Credit Union.
If after reading this notice you have questions, please contact
us at (206) 382-1888 or toll-free 1 (800) 248-6928. Or, write
to us at Prevail Credit Union, 801 2nd Avenue, Suite 100,
Seattle WA 98104-1510.
Information We Collect About You.
We collect non-public personal information about you from the
following sources:
- Information we receive from you on applications and other
forms
- Information we receive from a consumer reporting agency
- Information obtained when verifying the information you
provide on an application or other forms; this may be obtained
from your current or past employers, or from other institutions
where you conduct financial transactions
We may disclose all of the information we collect, as described
above, as permitted by law.
Parties Who Receive Information From Us.
We may disclose non-public personal information about you to the
following types of third parties:
- Financial service providers, such as insurance companies,
mortgage service companies, and securities broker-dealers
- Non-financial companies, such as consumer reporting agencies,
data processors, check/share draft printers, plastic card
processors, and government agencies
Disclosure of Information to Parties that Provide Services
to Us.
In order for us to conduct the business of the Credit Union, we
may disclose all of the information we collect, as described above,
to companies that perform marketing or other services on our behalf
of to other financial institutions with whom we have joint marketing
agreements so that we may provide members competitive products
and services. We may also disclose non-public personal information
about you under circumstances as permitted or required by law.
These disclosures typically include information to process transactions
on your behalf, conduct the operations of our Credit Union, follow
your instructions as you authorize, or protect the security of
our financial records.
To protect our members' privacy, we only work with companies that
agree to maintain strong confidentiality protections and limit
the use of information we provide. We do not permit these companies
to sell the information we provide to other third parties.
Disclosure of Information About Former Members.
If you terminate your membership with Prevail Credit Union,
we will not share information we have collected about you, except
as may be permitted or required by law.
How We Protect Your Information.
We restrict access to non-public personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
or procedural safeguards that comply with federal regulations
to guard your non-public personal information.
What members Can Do To Help.
Prevail Credit Union is committed to protecting the privacy
of its members. Members can help by following these simple guidelines:
- Protect your account numbers, plastic card numbers, PINs
(Personal Identification Numbers) or passwords. Never keep
your PIN with your card, which can provide free access to
your accounts if your card is lost or stolen.
- Use caution when disclosing your account numbers, social
security numbers, etc., to other persons. If someone calls
you explaining the call is on behalf of the Credit Union and
asks for your account number, you should beware. Official
Credit Union staff will have access to your information and
will not need to ask for it.
- Keep your information with us current. If your address or
phone number changes, please let us know. It is important
that we have current information on how to reach you. If we
detect potentially fraudulent or unauthorized activity or
use of an account, we will attempt to contact you immediately.
- Let us know if you have questions. Please do not hesitate
to call us - we are here to serve you!
Click here for our privacy policy
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