| CHECKING ACCOUNT FEES: |
| Account Reconciliation Fee |
$15.00/Hr. |
| Choice Club Monthly Service |
$5.95 |
| Counter Checks (each) Limit 10 |
$ .10 |
| Microfilm Check Copy - Research
Fee per hour |
$15.00 |
| Microfilm Check Copy-(1st 2 per
stmt. period N/C) |
$ .50 |
| Overdraft Fee (NSF) |
$25.00 |
| Courtesy Pay Fee (eligibility required) |
$25.00 |
| Overdraft Protection Transfer |
$5.00 |
| Returned Deposit - 1st Party Check |
$25.00 |
| Returned Deposit - 2nd Party Check |
$5.00 |
| Seniors Only Checking monthly
service charge |
N/C |
| Stop Payment |
$15.00 |
| Unlimited Checking monthly service
charge |
N/C |
| MISCELLANEOUS FEES: |
| Account Closure Fee |
$5.00 |
| Account Print Out (month) |
$2.00 |
| Affidavit of Support Letter |
$20.00 |
| AMERICAN EXPRESS Cheques for
Two (per $100.00) |
$ .75 |
| AMERICAN EXPRESS Gift Cheques
(each) |
$2.00 |
| AMERICAN EXPRESS Travelers Cheques |
N/C |
| ATM Card (EXCHANGE/ACCEL/PLUS/INTERLINK) |
$5.00 |
| ATM Personal ID Code (PIC) Replacement |
$1.00 |
| ATM Withdrawal (EXCHANGE/ACCEL/PLUS/INTERLINK) |
$ .75 |
| Cashier's Checks (payable to third
party) |
$2.00 |
| Check Cashing for Non Member |
1% of check amount |
| Christmas Club Early withdrawal
(each) |
$10.00 |
| FAST Telephone Transfer |
N/C |
| Loan Application Fee |
$5.00 |
| Minimum Activity Charge (per month) |
$5.00 |
| Money Orders |
$1.25 |
| Research Fee |
$15.00/Hr. |
| Service of Legal Process |
$25.00 |
| Statement Copy (month) |
$2.00 |
| Student Svrs. Non-Compliance
Fee-1% of withdrawal |
$10.00 Max |
| Telephone Transfers - First Three |
N/C |
| Telephone Transfer - After Three
(each) |
$5.00 |
| Visa Classic & Platinum Annual
Fee |
None |
| Visa Classic & Platinum Convenience
Checks (10 Checks) |
$3.00 |
| Visa Classic & Platinum Personal
ID Code Replacement |
$1.00 |
| Visa Classic & Platinum Card
Replacement Fee |
$7.00 |
| Wire Transfer - Domestic |
$20.00 |
| Wire Transfers - International |
$40.00 |
| Wire Transfers - Incoming |
$10.00 |
