Prevail Credit Union

HomeServicesAbout UsDirectionsLinksNewsSite IndexContact Us
Mapquest Locations Privacy Policies



Deposit, Certificate, and Retirement Account Rates

Effective Date: Jul. 3, 2008



Deposit Rates
Product Interest
Rate		 APY
(Annual % Yield)		 Dividends Compounded/Credited Minimum Balance
Opening/Monthly
Regular Shares (Savings) 0.500 % 0.500 % Monthly/Monthly $5/$5
Vacation club Account 0.500 % 0.500 % Monthly/Monthly $5/$5
Holiday Savings Club * 0.500 % 0.500 % Monthly/Monthly $5/$5
Prevail CU Kids Club 0.500 % 0.500 % Monthly/Monthly $5/$5
Unlimited Checking *2 0.000 % 0.000 % Not Applicable/Not Applicable $100/$0
Choice Club Checking 0.250 % 0.250 % Monthly/Monthly $100/$500
Seniors Checking 0.250 % 0.250 % Monthly/Monthly $100/$1000
Money Market Account - Tier One: *3 2.230 % 2.250 % Monthly/Monthly $1000/$1000
Money Market Account - Tier Two: *4 2.710 % 2.740 % Monthly/Monthly $20,000/$20,000
Money Market Account - Tier Three: *5 2.960 % 3.000 % Monthly/Monthly $75,000/$75,000
back to top
Certificate Rates
Product Interest
Rate		 APY
(Annual % Yield)		 Dividends Compounded/Credited Minimum Balance
Opening/Monthly
3 Month CD 2.970 % 3.000 % Paid at Maturity/Paid at Maturity $1000/$1000
6 Month CD 3.030 % 3.050 % Paid at Maturity/Paid at Maturity $500/$500
9 Month CD 3.060 % 3.100 % Quarterly/Quarterly $500/$500
12 Month CD 3.110 % 3.150 % Quarterly/Quarterly $500/$500
15 month CD 3.110 % 3.150 % Quarterly/Quarterly $500/$500
18 Month Bump *6 3.160 % 3.200 % Quarterly/Quarterly $1000/$1000
24 Month CD 3.260 % 3.300 % Quarterly/Quarterly $500/$500
30 Month CD 3.310 % 3.350 % Quarterly/Quarterly $500/$500
36 Month Bump *7 3.360 % 3.400 % Quarterly/Quarterly $1,000.00/$1,000.00
60 Month CD 3.600 % 3.650 % Quarterly/Quarterly $500/$500
EXCEL 5-Year Bump  *8 4.000 % 4.060 % Quarterly/Quarterly $1000/$1000
SURPASS 7-Year Bump *9 4.100 % 4.160 % Quarterly/Quarterly $1000/$1000
Seniors Only 12 Month CD 3.150 % 3.150 % Not Applicable/Not Applicable $500/$500
12 Month Premium CD 3.160 % 3.200 % Quarterly/Quarterly $50,000/$50,000
12 Month JUMBO CD 3.210 % 3.250 % Quarterly/Quarterly $100,000/$100,000
24 Month Premium CD 3.310 % 3.350 % Quarterly/Quarterly $50,000/$50,000
24 Month JUMBO CD 3.360 % 3.400 % Quarterly/Quarterly $100,000/$100,000
60 Month Premium CD 3.650 % 3.700 % Quarterly/Quarterly $50,000/$50,000
60 Month JUMBO CD 3.700 % 3.750 % Quarterly/Quarterly $100,000/$100,000
back to top
Retirement Account Rates
Product Interest
Rate		 APY
(Annual % Yield)		 Dividends Compounded/Credited Minimum Balance
Opening/Monthly
12 Month IRA *10 3.030 % 3.050 % Quarterly/Quarterly $50/$50
18 Month IRA *11 3.060 % 3.100 % Quarterly/Quarterly $50/$50
24 Month IRA *12 3.160 % 3.200 % Quarterly/Quarterly $50/$50
12 Month ROTH IRA - ST 77 *11 3.030 % 3.050 % Quarterly/Quarterly $50/$50
12 Month ROTH IRA - ST 79 *11 3.030 % 3.050 % Quarterly/Quarterly $50/$50
12 Month ESA COVERDELL IRA - ST 78 *11 3.030 % 3.050 % Quarterly/Quarterly $50/$50
back to top
* Only For Vaild Holidays
*2 The average daily balance is used as a balance computation method for all rates except marked rates with asterisk(*2).
*3 For balances from $1,000 to $19,999.99
*4 For balances $20,000 - 74,999.99
*5 For balances of $75,000 or more
*6 During the 18 month term, you may excercise a one-time bump to a higher rate and add to CD at that time
*7 During the 36 month term, you may excercise a one-time bump to a higher rate and add to CD at that time
*8 Excel CD During the 60 month term, you may excercise a one-time bump to a higher rate and add to CD at that time
*9 Surpass CD During the 84 month term, you may excercise a one-time bump to a higher rate and add to CD at that time.
*10 IRA accounts federally insured to $250,000 by the NCUA, a U.S. Government Agency.
*11 IRA accounts insured to $250,000 by the NCUA, a U.S. Government Agency
*12 IRA Accounts insured to $250,000 by the NCUA, a U.S. Government Agency


All rates are subject to change without notice. Please call the Credit Union for the most current rates. Penalty for withdrawal of certificate deposits prior to maturity. Ask for complete details. Your savings federally insured to $100,000 by the NCUA (National Credit Union Administration) a U.S. Government Agency.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency (NCUA)


This Site is registered by Prevail Credit Union and is provided as a convenience for Prevail Credit Union members, their families, prospective members, and others interested in the uniqueness of credit union membership. Any unauthorized activity, use or intent to compromise the integrity of the contents of this Site is prohibited. Violators will be prosecuted to the full extent that the Law provides. Prevail Credit Union is not liable for the content or availability of businesses, associations or other entities whose web sites are linked to this Site.