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Deposit Rates
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Product |
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Interest
Rate |
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APY
(Annual % Yield) |
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Dividends
Compounded/Credited |
 |
Minimum Balance
Opening/Monthly |
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Regular Shares (Savings)
|
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0.500
% |
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0.500
% |
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Monthly/Monthly
|
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$5/$5
|
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Vacation club Account
|
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0.500
% |
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0.500
% |
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Monthly/Monthly
|
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$5/$5
|
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Holiday Savings Club *
|
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0.500
% |
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0.500
% |
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Monthly/Monthly
|
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$5/$5
|
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Prevail CU Kids Club
|
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0.500
% |
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0.500
% |
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Monthly/Monthly
|
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$5/$5
|
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Unlimited Checking *2
|
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0.000
% |
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0.000
% |
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Not Applicable/Not Applicable
|
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$100/$0
|
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Choice Club Checking
|
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0.250
% |
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0.250
% |
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Monthly/Monthly
|
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$100/$500
|
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Seniors Checking
|
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0.250
% |
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0.250
% |
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Monthly/Monthly
|
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$100/$1000
|
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Money Market Account - Tier One: *3
|
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2.230
% |
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2.250
% |
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Monthly/Monthly
|
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$1000/$1000
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Money Market Account - Tier Two: *4
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2.710
% |
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2.740
% |
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Monthly/Monthly
|
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$20,000/$20,000
|
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Money Market Account - Tier Three: *5
|
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2.960
% |
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3.000
% |
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Monthly/Monthly
|
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$75,000/$75,000
|
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Certificate Rates
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Product |
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Interest
Rate |
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APY
(Annual % Yield) |
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Dividends
Compounded/Credited |
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Minimum Balance
Opening/Monthly |
 |
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3 Month CD
|
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2.970
% |
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3.000
% |
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Paid at Maturity/Paid at Maturity
|
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$1000/$1000
|
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6 Month CD
|
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3.030
% |
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3.050
% |
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Paid at Maturity/Paid at Maturity
|
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$500/$500
|
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9 Month CD
|
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3.060
% |
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3.100
% |
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Quarterly/Quarterly
|
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$500/$500
|
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12 Month CD
|
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3.110
% |
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3.150
% |
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Quarterly/Quarterly
|
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$500/$500
|
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15 month CD
|
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3.110
% |
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3.150
% |
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Quarterly/Quarterly
|
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$500/$500
|
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18 Month Bump *6
|
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3.160
% |
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3.200
% |
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Quarterly/Quarterly
|
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$1000/$1000
|
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24 Month CD
|
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3.260
% |
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3.300
% |
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Quarterly/Quarterly
|
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$500/$500
|
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30 Month CD
|
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3.310
% |
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3.350
% |
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Quarterly/Quarterly
|
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$500/$500
|
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36 Month Bump *7
|
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3.360
% |
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3.400
% |
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Quarterly/Quarterly
|
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$1,000.00/$1,000.00
|
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60 Month CD
|
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3.600
% |
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3.650
% |
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Quarterly/Quarterly
|
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$500/$500
|
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EXCEL 5-Year Bump *8
|
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4.000
% |
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4.060
% |
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Quarterly/Quarterly
|
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$1000/$1000
|
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SURPASS 7-Year Bump *9
|
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4.100
% |
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4.160
% |
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Quarterly/Quarterly
|
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$1000/$1000
|
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Seniors Only 12 Month CD
|
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3.150
% |
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3.150
% |
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Not Applicable/Not Applicable
|
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$500/$500
|
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12 Month Premium CD
|
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3.160
% |
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3.200
% |
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Quarterly/Quarterly
|
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$50,000/$50,000
|
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12 Month JUMBO CD
|
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3.210
% |
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3.250
% |
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Quarterly/Quarterly
|
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$100,000/$100,000
|
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24 Month Premium CD
|
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3.310
% |
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3.350
% |
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Quarterly/Quarterly
|
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$50,000/$50,000
|
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24 Month JUMBO CD
|
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3.360
% |
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3.400
% |
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Quarterly/Quarterly
|
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$100,000/$100,000
|
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60 Month Premium CD
|
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3.650
% |
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3.700
% |
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Quarterly/Quarterly
|
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$50,000/$50,000
|
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60 Month JUMBO CD
|
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3.700
% |
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3.750
% |
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Quarterly/Quarterly
|
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$100,000/$100,000
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Retirement Account Rates
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Product |
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Interest
Rate |
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APY
(Annual % Yield) |
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Dividends
Compounded/Credited |
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Minimum Balance
Opening/Monthly |
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12 Month IRA *10
|
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3.030
% |
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3.050
% |
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Quarterly/Quarterly
|
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$50/$50
|
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18 Month IRA *11
|
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3.060
% |
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3.100
% |
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Quarterly/Quarterly
|
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$50/$50
|
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24 Month IRA *12
|
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3.160
% |
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3.200
% |
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Quarterly/Quarterly
|
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$50/$50
|
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12 Month ROTH IRA - ST 77 *11
|
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3.030
% |
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3.050
% |
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Quarterly/Quarterly
|
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$50/$50
|
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12 Month ROTH IRA - ST 79 *11
|
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3.030
% |
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3.050
% |
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Quarterly/Quarterly
|
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$50/$50
|
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12 Month ESA COVERDELL IRA - ST 78 *11
|
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3.030
% |
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3.050
% |
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Quarterly/Quarterly
|
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$50/$50
|
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* Only For Vaild Holidays
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*2 The average daily balance is used as a balance computation method for all rates except marked rates with asterisk(*2).
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*3 For balances from $1,000 to $19,999.99
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*4 For balances $20,000 - 74,999.99
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*5 For balances of $75,000 or more
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*6 During the 18 month term, you may excercise a one-time bump to a higher rate and add to CD at that time
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*7 During the 36 month term, you may excercise a one-time bump to a higher rate and add to CD at that time
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*8 Excel CD During the 60 month term, you may excercise a one-time bump to a higher rate and add to CD at that time
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*9 Surpass CD During the 84 month term, you may excercise a one-time bump to a higher rate and add to CD at that time.
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*10 IRA accounts federally insured to $250,000 by the NCUA, a U.S. Government Agency.
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*11 IRA accounts insured to $250,000 by the NCUA, a U.S. Government Agency
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*12 IRA Accounts insured to $250,000 by the NCUA, a U.S. Government Agency
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All rates are subject to change without notice.
Please call the Credit Union for the most current rates. Penalty for withdrawal of certificate deposits prior to maturity. Ask for complete details. Your savings federally insured to $100,000 by the NCUA (National Credit Union Administration) a U.S. Government Agency.
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