Certificates of Deposit (CDs)
Our CD rates are among the highest in the Seattle area. Now that we've got your attention, there are even more great Prevail perks to pique your interest. While your rate is locked and can never go down, we have "bump" options available for when rates go up. Plus Premium, Jumbo, and Seniors Only CDs.
- Summary
- Investment-level dividend rates
- Fixed rate guaranteed for term
- Terms from 3 months to 5 years
- Penalty for early withdrawal
- No monthly service fee
- $500 minimum opening deposit
- Bump options available*
- Premium and Jumbo CDs available with higher rates
- Dividends credited quarterly**
- Free financial education programs to help you save more and reach financial goals
- Full branch access nationwide with Shared Branching
- Federally insured by NCUA
Take a look at our current rates.
*18-month and 36-month terms offer the ability for a one-time bump to a higher rate and add to the CD at that time.
**3-month and 6-month CDs are paid at maturity.
- Seniors Only CD
Available to Prevail Credit Union members at 59 and better, our Seniors Only CD is an excellent way to provide added income. The 1-year certificate requires a $500 minimum opening deposit—but the larger the deposit the higher the rate.
The added feature is that you will receive your dividend earnings each month as opposed to waiting until maturity. You can elect to have your monthly earnings paid to you by check or have them deposited directly into your Prevail checking or savings account.
